Personal Loan Rates

ProvidersInterest RateProcessing Fee
SBI Personal Loan12.55%-17.65% 1%-3% of the loan amount + applicable Service Tax
Axis Bank Personal Loan11.25%-24%1.50%-2.00% of the loan amount + Service Tax, as applicable
ICICI Personal Loan11.29%-22.00%Upto 2.50% of the loan amount + Service Tax, as applicable
Tata Capital Personal Loan11.99% Starts at 999/-
PNB Personal Loan3.10%-6.10% + MCLRUpfront fees: 1.80%+ST+Edu Cess
Documentation charges
Upto Rs. 2 lac: Rs.270+ ST & Edu.Cess
Over Rs.2 lac: Rs.450+ST & Edu.Cess
For Defence Personnel: Only Upfront fee / No documentation charges.
Bajaj Finserv Personal Loan14.75% 2.25%-3% of the loan amount
Fullerton Personal Loan14%Upto 6.5% of the loan amount
IndusInd Personal LoanStarting at 11.49%Upto 2.5% of the loan amount
Standard Chartered Personal LoanStarting at 11.25%Upto 2.25% of the loan amount
Citibank Personal Loan10.99% to 17.99%0.50% to 3%
HDFC Personal Loan11.29%-20% Upto 2.5% of the loan amount, subject to a maximum of 25,000 INR and a minimum of 1,000 INR
Kotak Personal LoanStarting at 11.29%Upto 2% + ST + Other levies
HSBC Personal Loan11.99%Upto 2.5% of the disbursed loan.
Bank of Baroda Personal Loan11.35% to 14.35% Rs.1,000 to Rs.10,000
Central Bank Personal Loan11.50%Min Rs. 500/-
Dena Bank Personal Loan13.00% - 14.00%1.00% of loan amount
Corporation Bank Personal Loan12.75% to 13.75%1.50% of the loan amount subject to a minimum of Rs.500/-
UCO Bank Personal Loan11.35% - 11.60% 1% (min. Rs. 750)
Union Bank Personal Loan14.40%0.50% of the loan amount, Minimum of Rs. 500 plus service tax
Bank of India Personal Loan12% to 14.5% Rs. 1,000 to 10,000 + S.T.
RBL Personal Loan14%3% of loan amount
Allahabad Bank Personal Loan13.10%1.22% (min. 1228)
Canara Bank Personal Loan12.75% (Floating) Rs. 1,000 to 5,000
IDBI Personal Loan12.45% (3 months MCLR + 3.90%)1% plus service tax
Bank of Maharashtra Personal Loan12.75%1.00% of the Loan Amount (Min.:Rs.1000/-)
Andhra Bank Personal Loan13.05% to 14.30%Nominal
Yes Bank Personal Loan11.49%upto 2%
Syndicate Bank Personal Loan14.20% p.a.0.5% with a minimum of Rs.500 + Service Tax
Vijaya Bank Personal Loan12.5% to 13.5%0.25% of the loan amount, Max Rs. 10000 plus service tax
Indian Bank Personal Loan12.65% to 13.65%Rs. 508 to 0.508%
Federal Bank Personal Loan17.25%-35% Upto 6.5% of the loan amount
Capital First Personal Loan12%upto 1.5%
IDFC Personal Loan11.50%upto 1.5%
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